Financial Education Implementation Guides
This page contains two guides - one for providers and one for schools - supporting financial education aligned with The New Zealand Curriculum | Te Mātaiaho. They draw on shared expertise from the Ministry of Education and Te Ara Ahunga Ora Retirement Commission.
About this resource
This resource supports schools and financial education providers to deliver high‑quality, best‑practice financial education aligned with The New Zealand Curriculum | Te Mātaiaho. Developed by the Ministry of Education and Te Ara Ahunga Ora Retirement Commission, it brings together curriculum learning statements, developmental guidance, and shared sector expertise.
The guides include a scope and sequence for Years 0–13, implementation maps linking outcomes to best practice and provider resources, planning guidance for building coherent schoolwide programmes, and shared language to strengthen consistency across the system. Together, these elements help ensure financial education is relevant, age‑appropriate, impartial, and sustainable – equipping all ākonga with the knowledge, skills, attitudes, and behaviours needed to navigate money confidently now and into the future.
Implementing Financial Education: Guides for Schools & Providers
The guides include detailed implementation maps, which link curriculum outcomes with best practice, developmental considerations, and the key “money topics” students should encounter at different ages. These maps give teachers and providers a practical, side-by-side view of what is taught, why it is taught at that stage, and which external resources can support that learning. They highlight resource types, levels of support available, alignment to the curriculum, and direct links to a range of providers that can support schools with their financial education programmes.
To support effective planning, the guides offer practical guidance for designing and delivering financial education programmes. This includes tools for scanning your school or community context, choosing between different programme approaches (build your own, hybrid, or order-in), and strengthening teacher capability. The guides outline what effective teaching looks like, how to build coherent programmes across year levels, and how leaders can create the conditions for successful implementation.
These guides have been developed to help ensure that schools, providers, whānau and communities are working from the same page to build students’ lifelong financial confidence and capability.
File Downloads
No files available for download.